Title Insurance | Centurion Insurance
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Title
   Insurance

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Title Insurance

Emphasizes loss prevention by preventing risks caused by title problems arising from past events. 

The cost for title insurance is a one-time fee, as opposed to other types of insurance that charge a monthly, quarterly, or annual premium over the life of a policy that will eventually need to be renewed. When you consider the economic importance of the asset being protected, title insurance is probably the best value among the costs associated with closing on a new home.

Owner's Title Insurance

Provides protection to the homeowner if someone sues and says they have a claim against the home from before the homeowner purchased it.  

This provides the buyer peace of mind knowing the title of their real estate is being transferred to them free from unpaid mortgages, unpaid property taxes, and other liens. For a one-time fee, an owner’s policy can protect your property rights as long as you or your heirs own the property.  

Lenders will require you to purchase a lender’s title insurance policy, which protects the amount they lend. An owner’s title insurance policy can help protect your financial investment in the home. Unless you bought an owner's policy at closing, your interest in the property is unprotected.

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Lender's Title Insurance

Provides protection to the homeowner if someone sues and says they have a claim against the home from before the homeowner purchased it.  

This provides the buyer peace of mind knowing the title of their real estate is being transferred to them free from unpaid mortgages, unpaid property taxes, and other liens. For a one-time fee, an owner’s policy can protect your property rights as long as you or your heirs own the property.  

Lenders will require you to purchase a lender’s title insurance policy, which protects the amount they lend. An owner’s title insurance policy can help protect your financial investment in the home. Unless you bought an owner's policy at closing, your interest in the property is unprotected.

Title Search

A title search summarizes the registry situation of a property.

 

It includes:

  • Information related to the domain

  • The legal description

  • Registry data

  • Registered charges and encumbrances

  • Documents submitted and pending registration

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Closing, escrow & post-closing Services

Settlement/Closing

Once the real estate closing date is set, we prepare, gather, get signatures, and notarize all the legal documents to complete the transaction. We collect and disburse the money involved in your transaction.

 

Escrow Services

We serve as an independent third-party escrow agent to securely handle all funds and documents involved in your transaction.  We make your transaction safer by protecting buyers and sellers.

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We continue working for you!

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We provide the following services after closure: 

  • Disbursement of funds 

  • Mortgage payoffs 

  • Tax withholdings for the Treasury Department

  • Filing of deeds at the Registry of Property of Puerto Rico

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